Any injury someone suffers, whether physical or psychological, can be the basis for a legal claim against the person or company who caused the injury.  The cause of the injury can be an action, such as turning a car left in front of a car going straight ahead, or a failure to act, such as leaving a slippery mess on the floor of a store when the store owner knew, or should have known, about the slippery condition.

When someone acts in a careless way, or fails to act at all when a careful person would have acted to prevent an injury, we call that "negligence."  Whenever someone's injury is caused by someone else's "negligence," that is a "personal injury" that gives rise to a legal claim for money damages.

The term "personal injury" is a general term that can apply to negligence on the part of anyone, or any company.  Often in the law, lawyers apply more specific terms for very specific kinds of negligence.  For example, the negligence of a doctor or any other medical provider is called "medical malpractice."  A lawyer's negligence is referred to as "legal malpractice."    When an injury is caused by a negligently designed or manufactured product, or prescription medication, lawyers call that "products liability."  These are some of the most common kinds of negligence that fall under the general heading of personal injury law.

People and companies usually protect themselves from negligence claims by buying insurance.  Insurance that protects people and companies from personal injury claims is called liability insurance.  Doctors, lawyers, architects, accountants, and almost all other professionals have liability insurance.  People who own cars or who operate businesses that open their doors to the public should all have liability insurance.  Then, when a legal claim for personal injury is either settled out of court, or a jury reaches a verdict for money damages, the insurance company covering that loss pays the injured person.

Almost all personal injury claims should be handled for the injured person by an experienced personal injury lawyer.  In almost every personal injury case, the lawyer works for his client on a "contingent" basis.  That means that if a case is lost, and there is no recovery, the client pays nothing whatsoever for the lawyer's services, no matter how much time the lawyer spent on the case.  When the case is settled, or there is a verdict following a trial, the lawyer's fee is an agreed percentage of the total recovery.  That percentage is agreed on in advance, when the client first hires the lawyer.

At Kurasch & Klein, all of our attorneys are experienced trial lawyers.  Collectively, the lawyers at Kurasch & Klein have many years of experience in all of the types of personal injury claims, and we have obtained many millions of dollars for our clients.  Client satisfaction during, and at the end of, our representation of the injured, is extremely important to our firm.  The lawyers of Kurasch & Klein have represented thousands of satisfied clients since 1972.

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