At Goldenzweig Law Group, attorney Stephen Goldenzweig is dedicated to representing Houston car insurance claim victims with compassion and expertise. With years of experience in Texas personal injury law, Stephen understands the frustration of battling insurance companies.
Our convenient Bellaire office serves clients throughout Houston, including the Heights, Katy, Sugar Land, and West University. We listen to every client’s unique situation and fight aggressively for the compensation they deserve.
If you’ve been in a car accident and are struggling with insurance claims, don’t face it alone. Contact Houston car insurance lawyer Stephen Goldenzweig today at 713-561-5003 for your free, no-obligation consultation.
What Should I Do After a Houston Car Accident?
Your immediate safety is critical. First, move to a secure location and call 911. Document the scene with photos, exchange insurance information, and seek immediate medical attention even if you feel fine. Major Houston roads like I-10, I-45, US-59, Beltway 8, and the 610 Loop are common accident sites, making prompt documentation crucial.
Afterward, avoid giving detailed statements to insurance adjusters before consulting our experienced Houston car insurance attorneys.
How Does Car Insurance Work in Texas?
Texas law requires drivers to carry minimum liability insurance ($30,000 per injured person, $60,000 total per accident, and $25,000 for property damage). While uninsured/underinsured motorist (UM/UIM) coverage is optional, it is highly recommended since 8.3% of Texas drivers remain uninsured.
Texas operates under an at-fault insurance system, meaning the at-fault driver’s insurance is typically responsible for damages. Understanding these rules can significantly impact your claim outcome, especially following collisions involving uninsured drivers.
Can I Sue an Insurance Company for Bad Faith?
Yes, Texas law (Insurance Code §541) allows policyholders to sue insurers acting in bad faith. Bad faith actions include unreasonable delays, unjustified claim denials, and misleading communications. Victims can recover damages beyond the initial claim, including attorney fees. Our Houston car insurance lawyers are adept at identifying bad faith tactics and holding insurers accountable.
Common and Uncommon Car Insurance Claim Cases
Houston-area accidents frequently involve rear-end collisions, T-bone crashes at intersections, freeway pile-ups, and impaired driving incidents. Uncommon scenarios include rideshare accidents (Uber/Lyft), uninsured hit-and-runs, rental vehicle crashes, defective roadway conditions (e.g., potholes on Loop 610), and storm-related vehicle damage. Stephen Goldenzweig has successfully resolved numerous complex cases involving unique circumstances, ensuring clients achieve optimal results.
Why Hire a Houston Car Insurance Lawyer at Goldenzweig Law Group?
Attorney Stephen Goldenzweig personally manages your case, ensuring direct and compassionate attention. Our firm offers a no-fee guarantee. You owe nothing unless we recover compensation for you. With deep roots in the Houston area, we have extensive knowledge of local courts and insurance representatives, providing strategic advantages. From Bellaire to Memorial, and Beaumont to Pasadena, we advocate fiercely for clients across Houston.
Our Process: Steps to Maximize Your Claim
At Goldenzweig Law Group, we methodically manage every aspect of your car insurance claim:
- Investigation: Collect police reports, accident scene photos, and medical records.
- Demand: Prepare comprehensive claim demands supported by robust evidence.
- Negotiate: Engage assertively with insurance adjusters to counter lowball offers.
- Litigation: Initiate lawsuits under Texas Insurance Code §541 if insurers refuse fair compensation.
We handle all insurer communications, protecting you from inadvertent mistakes that could undermine your claim.
Houston Accident Trends & Local Facts
Houston traffic congestion is notorious, particularly along I-10, I-45, and US-59, some of America’s busiest highways. In 2024, Houston reported approximately 34,500 crashes, with distracted driving involved in one out of every five accidents. Severe weather contributes significantly, accounting for over 4,800 collisions in the first quarter alone. These trends underline the necessity of experienced legal representation.
Frequently Asked Questions (FAQs)
What compensation can I recover after a Houston car crash?
You may recover medical expenses, lost wages, vehicle damage, pain and suffering, and potentially punitive damages under Texas law.
How long do I have to file a car accident claim in Texas?
You generally have two years from the accident date to file a claim.
What if the car accident was partly my fault?
Texas follows comparative fault rules; you may still recover compensation, reduced by your percentage of fault.
Do I need a lawyer if I have insurance?
Yes, particularly in serious injury cases or when claims are denied. Statistics show victims represented by attorneys recover significantly more.
Is suing the insurance company worth it?
Absolutely, especially if the insurer engages in bad faith practices or undervalues your claim. Legal action can compel fair treatment under Texas law.
Don’t let insurance companies deny you the compensation you deserve. Call Houston car insurance lawyer Stephen Goldenzweig at 713-561-5003 today for a free consultation. We’re ready to stand by your side and fight for your rights.